Constanca Dantas

Cross department collaboration to define risk assessment processes Defining and maintaining frameworks and processes continuously improving the Default Management Process Monitor business systems and identify and report violations of risk limits Undertake statistical analysis to review and optimise strategies Assessing borrowers’ credit risk: analysing data from financial statements, company presentations and rating agencies, compiling market information from various sources, and compliance checks

Analyse business’ financial history and projections of future trading performances and historical data of repaid and defaulted loans, working closely with data analysis team to write SQL queries and keep track of loan portfolio performance Examination and implementation of significant credit risk drivers in statistical risk modelling (artificial intelligence for automated rating)

Operations of hedging and trading – Foreign Exchange Markets monitoring: foreign exchanges, indexes, bonds, commodities... using Bloomberg and Reuters platform Cash management – coordination with branches and local authorities Competitors monitoring Monthly meetings with CFO to report markets' performance and forecasts and weekly meetings with Head of Department to report markets' trends Writing a daily script about market movements for the economic minute on national television