Florence Hullar

- Client relationship for new and existing financings - Analysis financial and non-financial information as part of the credit application process. - Calculation of cash flow and exit scenarios - Preparation and submission of credit reports for new applications of lending - presentation and discussion of the credit application with the credit committee - negociation of Term Sheets and credit agreements - Legal review of documentation together with law firms and clients

- Client relationship for new and existing financings - Analysis financial and non-financial information as part of the credit application process. - Calculation of cash flow and exit scenarios - Preparation and submission of credit reports for new applications of lending - presentation and discussion of the credit application with the credit committee - negociation of Term Sheets and credit agreements - Legal review of documentation together with law firms and clients

- Legal review of documentation - Review of financing documentation in respect of covered bonds/ Cover Pool in line with German Pfandbrief Act - Review and confirmation of fulfillment of all Condition Precedents - Managing loan closing - Implementing syndications, drawing up transfer documents and managing inter-bank transfers - Annual credit review and financial analysis, check financial covenants - Managing waivers and amendments - Managing underlying guarantees and security linked to financing

- Identify, collect, and complete an in-depth analysis of all documents necessary - Verify and evaluate prospect's legal structure, financial statements, collateral, accounts receivables aging, permits, supply contracts, sales contracts, or other credit data - identify risk associated with the legal validity of receivables and mitigate risks - ongoing communication with the prospects - Rate the degree of risk involved, write a credit application and develop the optimal factoring package for each transaction

- analyse financials statements of the debtors - manage risks according to the risk/return profile concerned. - determine the maximum risk for each debtor and grant credit insurance limits ; - monitor the portfolio of risks and exposures - communication with credit insurance holders and sales teams

Preparation of income tax statements for expatriates in line with double tax treaties

Export international de machines agricoles

German-French double degree in Finance and Marketing

German-French double degree in Finance and Marketing