Irena Dimitrievska

- Preparation of credit proposals for legal entities according to the provided documentation (financial statements, business plan, etc.) - Аnalysis of the client's business operations and market environment, its financial performance and capacity to service its obligations in order to properly assess credit risk - Rating proposal - Giving opinion for credit requests: commercial possibilities, risks and profitability - Management of the credit files (collateral, conditions, rating)

- Verification of documentation for all loans secured by movable and immovable property, as well as all loans to legal entities, checking whether they are in accordance with the bank's rules and policies, as well as with the legislation. - Мonitoring the loans and work in system related to credits and warranty products. - Preparation of reports for the needs of the Supervisory Board and the Board of Directors of the Bank, as well as for the National Bank of the Republic of Macedonia.

Examination of loan requests for consumer loans, analysis of submitted documents, data entry in the Scoring system, preparation of decision for approval / refusal of credit.

Payment operations in the country and abroad by individuals and SME\Corporate, dealing with deposits, loans and cards operations

Master's thesis entitled "Comparative analysis of bank lending in Republic of Macedonia with the countries of the region for the period 2003-2013 year".