Maria Ponomareva

- Developed and launched a digital assets platform, the first to receive full regulatory approval from the country's Central Bank. - Led Agile development of three digital financial products (two corporate and one retail) across iOS, Android, and desktop platforms, enabling over 200 issuances by 2024 with 75,000+ investors - Testing five product hypotheses. Insights led to three successful launches, two discontinuations. - Built efficient cross-functional communication, reducing errors by 30%.

Responsible for researching and implementing innovations in the fields of trade finance. - Developed and piloted API solutions for corporate clients and platforms (B2B and B2C). - Researched and analyzed market trends, identifying key development areas over a 2-3-year horizon to guide strategic initiatives. - Built relationships with international and local trade finance and blockchain platforms. - Conducted five in-house innovation workshops, promoting a culture of creativity and collaboration.

- Led a documentary business digitalization project, improving efficiency by 20% through process optimization and transition to digital workflows, managed 7 Agile teams. - Developed and launched 5 new products for corporate clients and financial institutions, including API solutions. - Increased transaction volume 2.5x. Expanded the network of financial institution counterparties by 25%. - Delivered up to six training seminars annually and spoke at 1-3 conferences per year, up to 150 participants.