Marwan El Kharmoudi

Executed time-critical payments, ensuring accuracy and timely processing while monitoring notification flows. Supported liquidity management with the Credit Risk team. Conducted data reconciliation for payments, cash flow, and account settlements. Resolved payment discrepancies, maintaining compliance with policies and regulations. Managed corporate actions, market developments, and reorganizations. Streamlined workflows, enhanced client service, and generated reports to support decision-making.

-Monitored and analyzed financial flows and claims data, identifying process optimization opportunities to reduce claim processing time. -Prepared analytical reports to support strategic decisions and improve operational workflows. -Implemented streamlined solutions to optimize daily operations, improving team efficiency and aligning with company objectives.

-Appointments with customers by proposing services and managing a personal portfolio. -Monitoring and offering the best green solutions in the market

Master's thesis titled 'Digital Transformation in the Banking Sector: The Case of Intesa Sanpaolo Between Innovation and Challenges'

Developed strong analytical skills and a solid understanding of economic principles through coursework and projects.