Muhammad Hammad Khan

Manage and execute multidisciplinary financial services projects, delivering ECL solution designs and technical accounting advisory for regional financial and insurance sector clients. Lead data pipeline architecture and model development for IFRS 9 (ECL provisioning) and oversee technical transformations (IFRS 4 to IFRS 17). Participate in high-impact client engagements, mentor junior risk analysts, and design internal technical training modules to enhance team capability.

Model Engineering: Developed an in-house automated ECL calculator and contributed to the refinement of PD, LGD, and EAD models within the bank's ERM framework. Reporting Automation: Engineered automated Market Risk dashboards and MIS reports using Power BI and advanced SQL queries, significantly boosting real-time monitoring efficiency. Data Integrity & Governance: Directed IFRS 9 data transformation, automated ORR & FRR scorecards, and supported SBP regulatory stress testing to ensure 100% data accuracy.

Market Risk Oversight: Independently monitored FX, money market, and equity portfolios to enforce strict compliance with institutional risk management policies. Portfolio Analysis: Executed daily portfolio revaluations, profit & loss (P&L) reviews, and mark-to-market verifications, immediately escalating limit breaches to the CRO. Regulatory Submissions: Compiled comprehensive stress testing and treasury exposure reports in strict accordance with State Bank of Pakistan (SBP) regulations.