Nikolay Nikolov

Co-founder of a Data Science & BI consultancy company. Since 2020 working as a contractor serving variety of industries & international clients, e.g.: ING, Takeda.

Working as a department head reporting to c-level directly. Responsible for Data Science, Data Engineering and RPA. Built analytical capacity and deliverables consistency from scratch. OKRs, budgets and planning.

Working as a Head of Data Science on a group level – serving advanced analytics needs for all of the companies within the group. Traction & Achievements: -> Increased conversion with 30% on a revolving product top-up through predictive analytics -> Built and managed the analytical department -> Enhanced Scorecard development processes & introduced best-practices within the team

Joined the team as a Senior Risk analyst in the Credit Risk New Acquisition department for UniCredit Consumer Finance.

Progressed from intern, through analyst to solutions analyst and automation team lead. Client-facing Projects & Achievements: -> [Banking Financial Institutions] Delivered 5+ Probability of Default Scorecards (Application, Behavioral, IRB-compliant), LGD models (IRB-compliant), Exposure-at-Default (IRB-compliant); SME including -> Company-wide recognition for VBA automations

Executive training around Financial Strategy, value-creation & financial acumen

MSc.: "Automatic classifier on the sentiment towards Bitcoin utilizing emotional expressions" Data Mining, ML, Business Intelligence, Data Engineering...