Olger Hasa
Angestellt, Retail Risk Model Developer, Raiffeisen Bank Albania
Tirana, Tirana, Albania, Albanien
Über mich
A results-driven professional with a strong educational background in IT and Business-IT. I have a diverse work history encompassing roles in data analysis, risk assessment, and pricing strategy optimization. My career path reflects adaptability, a dedication to excellence, and a commitment to continuous learning, underpinned by a strong foundation in data-driven decision-making.
Werdegang
Berufserfahrung von Olger Hasa
Bis heute 1 Jahr und 3 Monate, seit Apr. 2023
Retail Risk Model Developer
Raiffeisen Bank Albania
I focus on SAS, SQL and Python using logistic regression, decision trees and machine learning for developing IRB-compliant probability of default (PD) models. Conduct data analysis to identify trends, patterns, and relationships in retail loan portfolios, and make recommendations for risk management strategies and actions. Develop and implement statistical models for credit risk assessment in retail lending portfolios, including credit scorecards, application scoring models and behavioral scoring models.
2 Jahre, Mai 2021 - Apr. 2023
Credit Risk Analyst
Royal York Property Management
I was responsible for assessing the creditworthiness of prospective tenants and property lessees, relying on thorough financial analysis, credit reports, and historical payment records. Analyzed credit risk of potential tenants with high-risk scores and contributed to keeping the rent default rate under 5%. Continuously seeking opportunities for process improvement and risk mitigation strategies. Applying data analysis to spot tenant payment behavior patterns, improving risk assessment and decisions
3 Jahre und 8 Monate, Feb. 2018 - Sep. 2021
Revenue Analyst
Hertz International Franchise
Developing and fine-tuning pricing models and strategies, considering factors such as vehicle types, customer segments, geographical regions, and demand fluctuations. Ensuring the precision of demand forecasts and pricing models, minimizing forecasting errors to enhance revenue and profitability. Conducting in-depth competitive market analysis to stay ahead of market trends, identify opportunities, and respond to pricing and promotional initiatives
1 Jahr, Jan. 2016 - Dez. 2016
Junior Pricing Analyst
Hertz International Franchise
Examining data and competitive rates to set rental prices that are attractive to customers and profitable for the company. Continuously checking how our prices are doing and making adjustments when needed. Helping develop pricing plans that work for different customer groups and market conditions.
Ausbildung von Olger Hasa
10 Monate, Okt. 2020 - Juli 2021
Master of Business IT
University of Tirana
3 Jahre und 7 Monate, Okt. 2012 - Apr. 2016
Bachelor of IT
University of Tirana
Sprachen
Englisch
Fließend
Deutsch
Grundlagen
Italienisch
Gut