Patricia Demeterova

- credit underwriting banks (focus CEE countries) - central counterparties credit risk management

- ICAAP, Pillar 2 internal capital planning and limitation assessment - recovery plan coordination and elaboration

• Pillar III credit risk reporting to ECB, ESMA, Bundesbank regarding securitisation • first point of contact for questions related to risk weighted assets and exposure • deep understanding of relevant regulatory requirements (Basel 3 risk framework) • project work on implementation of the new regulatory securitisation framework • implementation of new EBA/ESMA regulatory reporting requirements • maintenance and development of big data databases

• creation and analysis of monthly and quarterly ‘Markets Monitoring Package’ for the top management • multiyear budgeting and forecasting covering all sales channels • project work and test execution on implementing new integrated sales reporting system

• analysis of KPIs regarding finance and treasury operations’ KPIs for management information report • performance reporting on FX/MM/OTC derivatives trades, losses and audits, main contact person for escalation claims and embargo cases and audits

• elaborated Stress Testing Validation Approach of UniCredit Bank AG' credit portfolio • cooperated with stress-testing team on the development of a new model for stressed PD and EL used for the planning process and specific industry stress

• sales support at client’s meetings inclusive preparation of presentations related to business analysis and risk management strategies

Major: Advanced Financial Policy, Money Markets and Monetary Institutions, Investment Principles and Policies, Futures and Options

State exams: State exam in Economics (02.02.2009) State exam in German (15.06.2007)