Mag. Peter Kovacs

Risk professional with 10+ years' experience working and managing teams on credit and operational risk projects. Areas of expertise: retail credit portfolio management, monitoring, Basel II IRB and AMA model development, validation and implementation including project management.

Responsible for team and delivery management of Credit and Operational risk projects and quality assurance. Participates in such projects as risk management expert. Coordinated and contributed to AMA implementation and several retail credit risk projects as team leader/risk expert for regional banking groups.

Developed and validated advanced retail credit (conversion factor) risk models for regional banking groups and their subsidiaries.

Managed retail credit cards as a portfolio credit risk manager in close cooperation with business, card operations, IT and collections. Improved internal riporting, initiated changes to collection process (including multiple IT system developments), reviewed lending policy led and participated in various projects related to the product.

As Basel II analyst I was working on model extension and monitoring automation as well as taking active part in strategic decision support and occasional project management tasks related to the Basel II consumer credit risk project. (Budapest Bank)

As risk analyst I was responsible for regular and occasional reporting, decision support, reserve planning, developing scorecard monitoring packs.

Economics, Finance (personal, corporate, international, markets)