Selvakumar Mani

Managing end-to-end Order-to-Cash (OTC) cycle for eCommerce and real estate ventures. Handling Accounts Receivable, Collections, and Cash Application to ensure timely inflow of funds. Conducting customer reconciliations, dispute management, and credit control activities. Negotiating payment terms and improving Days Sales Outstanding (DSO). Overseeing vendor payments, cash flow management, and financial reporting.

Handled Credit Control, Credit Reviews, Cash Collection, Cash Applications, and AR Accounting for All India operations covering Air, Sea, Import/Export, Warehouse, and Road transportation segments. Ensured compliance with global credit policies, credit manuals, procedures, and internal controls to reduce risks on receivables. Reviewed customer credit applications, conducted credit assessments, and recommended suitable credit limits and terms.

Managed relationships with stakeholders, ensuring smooth coordination across finance, operations, and delivery teams. Worked closely with the legal team and internal departments to resolve disputes, enforce collections, and ensure compliance with statutory requirements. Monitored credit standards, reported deviations, and implemented corrective actions to safeguard company interests. Prepared and reviewed Accounts Receivable budgets, analyzed variances, and suggested corrective measures.

Owned a high-value AR portfolio across key accounts; segmented risk and prioritized action to reduce overdues. Negotiated structured payment plans; closed billing disputes related to freight, detention/demurrage, surcharges with commercial & ops. Partnered with sales on credit hold/release decisions balancing risk and revenue.

Analyzed financial statements to assess creditworthiness & business performance. Prepared MIS reports, forecasts, and variance analysis to support decision-making. Collaborated with cross-functional teams to deliver accurate financial insights. Skills: Financial Analysis, MIS Reporting, Forecasting, Variance Analysis, MS Excel, Risk Management