Stephan Montes

• Participated in an idea generation and co-creation for a digital banking platform for Postbank with a special focus on target SMEs in Germany. • Shaped an innovative solution for an implementation Postbank’ new digital banking platform using a design thinking approach. • Conducted primary market research, benchmarking, competitive analysis and financial business models to create a digital implementation strategy.

• Conducted a market research to categorize CSR (corporate social responsibility) actions from 103 companies in the MDAX and SDAX index and incorporated with the German Government sustainable development strategy. • Recommended strategies for German Government to encouraged companies to adapt and align with its vision of sustainable development into companies CSR plan actions.

• Modeled out pricing analysis to optimize cost production with selling cost, rising profit margin from products in 15% to 20% • Managed a consumer strategy to create a relationship with over 40 new clients leading to 25% increase in revenues in one year. • Led a production team of 10 employees as well as financial department • Initiated expansion of product portfolio with 2 new products totally customized to client needs

•Co-developed a business plan for a start-up in security systems solutions for control access in buildings or massive transport systems. •Reduced the collection period to 30 days and recovered 90% of lost accounts payable. •Initiated an implementation strategy to link business plan with a sales plan, settled costumer acquisition base and increased in 300% at end of the first year.

•Directed a class of 50 students to resolve doubts and preparation for exams and classes. Collaborated with feedback on workshops.

Specialization in Marketing Management, Marketing research, E-business, and Entrepreneurship.

specialization in finances and organizations.