Sveta Lomats

1st Rotation: LEASING (Vienna) • Leasing of commerical spaces, pitches & financial analysis of retail brands, contract negotiations 2nd Rotation: DEVELOPMENT (Düsseldorf) • Sustainable development of retail and mixed-use spaces • Product definition, benchmarking, financial modeling • Sustainable Urban planning & zoning 3rd Rotation: GROUP SUSTAINABILITY (Paris) • Sustainable Retai Index; group reporting • Social value & Group Social strategy; ESG & CSR reporting • Circular Economy initiatives

• Ensuring alignment of sustainable projects with regulations and certifications: CSRD, NFRD, EU Taxonomy, BREEAM, ÖGNI, DGNB, ICMA, GRI; • Reported on the bank’s portfolio of Green Bonds, Green Loans, Sustainable Bonds; • Supported the ESG Team in new business development and training content creation.

• Focus: Green Jobs & Green Skills in Organisations, best practices for each stage of the Employee Life Cycle.

• Development of market entry strategy for international expansion for sharing economy products.

• Monitored and modeled exposures to market risks, liquidity risk, interest rate risk; • Developing predictive risk estimation models in compliance with Basel II, Basel III requirements.