Tamas Hasko

Main audited areas: - Credit risk processes (e.g. underwriting, rating process, default recognition, forbearance, risk provisioning, operative limit management, workout) - Credit risk data, portfolio analysis (e.g. data of credit risk models, financial statements, rating data, exposure, collateral) - Pillar 2 of Basel framework - Internal Capital Adequacy Process (ICAAP) - Credit risk policies

Business development and data quality assurance of group (AT & CEE) datapool for risk simulations (ICAAP), relevant Basel II policies, risk reporting and steering purposes. Furthermore Exposure calculation according to Basel framework and IFRS

Setting up collateral management (organisation, outsourcing, collateral catalogue, collateral essesment policy, real-estate evaluation work-flow, core- and front-end systems adjustments, real-estate front-end system development)

Development and maintenance collateral management (collateral catalogue, Basel II eligibility, setting up real-estate evaluation work-flow and software, coordination of work of 500 external evaluators)

Majors: Corporate finance, Risk management, Investments