Thomas Heise

Head of Credit Risk: Private Clients, Small Corporates & Wealth Management

Credit Risk Management

Credit Risk Management Public Sector, Financial Institutions & Country Risk Management

Active credit role that includes identifying and managing credit risk in the public and structured finance space. Responsibilties include restructurings (& insolvency), identifying risk mitigation strategies, presentation to top management, management meetings with creditors and strategy discussions with legal council and advisors. Current focus: US municipal finance (unsecured local government credits and secured project financings), latin american export financings, european SME ABS and Student Loan ABS.

Primary rating position, which included full project resposibility, discussion with arrangers, legal counsel, originators and internal committees.

Riskcontrolling + Treasury: Implementing Basel 2 compliant valuation methodologies for various derivatives, including data sourcing (C++, VB, SQL); Co-operation for diploma thesis: Optimizing refinancing strategies for banks through securitization.

Network administrator, resposibility for web pages of the math faculty.

statistic, stochastic, economics, business administration