poonam patel

Angestellt, Credit Policy and Portfolio Manager, HDB financial services
Bis 2015, Chartered Accountant-India, Institute of Chartered Accountants of India
Mumbai, India

Skills

Portfolio Management
Policy Analysis
Credit Risk
Risk Management
Risk Analysis
Trend Analysis
MS Office
Bank
Microsoft Excel

Timeline

Professional experience for poonam patel

  • Current 3 years and 5 months, since Mar 2023

    Credit Policy and Portfolio Manager

    HDB financial services

    Into consumer durable loan lending policy formulation, portfolio Analysis on monthly basis for past loan given, preparing various types of MIS, into BRE rule writing, project handling and automation

  • 1 year, Apr 2022 - Mar 2023

    Credit and Policy AVP

    Niyogin Fintech Limited

    Unsecured business loan funding policy formulation, taking decision to sanction loan or not, team handling

  • 3 years and 6 months, Oct 2018 - Mar 2022

    Credit Manager - Unsecured business loan

    Niyogin Fintech Limited

    Into unsecured business loan lending to self employed after doing due diligence,credit underwriting, credit worthiness evaluation

  • 3 years and 1 month, Sep 2015 - Sep 2018

    Credit Manager

    ICICI Bank

    Car loan underwriting, funding car loan after performing due diligence and credit worthiness check

Educational background for poonam patel

  • 5 years and 6 months, Dec 2009 - May 2015

    Chartered Accountant-India

    Institute of Chartered Accountants of India

    Accounting Auditing Finance Taxation

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