ANURAG BAJPAI

 Leading the end-to-end delivery of RuPay EMV card programmes at NPCI — from specification through certification and live issuance — with direct accountability for transaction security architecture, cross-bank interoperability, and readiness across India's payment ecosystem. Revising and publishing RuPay EMV dual-interface card specifications covering both contact and contactless interfaces — incorporating the latest EMVCo requirements at the technical level, not just adopting them wholesale,

 Architected the validation framework for NXP's eSE and eUICC product lines from the ground up — a framework that scaled across multiple product releases without needing to be re-engineered each time, and that cut overall validation cycle time by ~30% as a direct result of structural decisions made at the architecture stage.  Defined the end-to-end validation strategy for each product: coverage mapping against JavaCard, GSMA SGP, ETSI, and GlobalPlatform specifications; test

 Built cryptographic libraries, card-management utilities, and test frameworks for GlobalPlatform and JavaCard-based Secure Element platforms — including JavaCard test applets and JUnit test suites that were used in live certification testing, not just internal QA cycles. Applied strong Java object-oriented design to secure element and card management system developmen — writing implementation code and test infrastructure that others on the team could read, extend, and maintain without needing