Almedina Hadzihasanagic

Revision and implementation of Group Policies in the field of Credit Risk Requirement Management for external and internal requirements (BaFin, Bundesbank, Audits,Management Board) Review of cases and exceptions received from the subsidiaries banks Required support for subsidiary banks in the field of credit risk

Working with business clients (SME): Sales management: acquisition of new clients by promotion of banking products that could suit them Customer Relationship Management Manage the application of late fees Minimizing bad debt risk, maximize accounts receivable collections

Risk management: financial analysis for SME in order to assess their creditability Collection of quantitative and qualitative data about clients in order to perform financial analysis Participation in credit committees with voting rights Preparation of reports for Risk Department

On the job training in duration of three months in fields: Client relationship- front office ( private clients). Client relationship- SME clients (business clients). Credit assessment- credit risk department (business clients).

Program consists of discussions, presentations, projects and group work, exams and practical work and covers topics: Core principles of banking, finance and economics Key concepts in economic development, environmental management and globalization Introduction CRM and Banking Services Financial Math and Accounting

Promoter

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Major: Macroeconomics; Final thesis: “The impact of systemically important banks on the financial stability of the banking sector in Bosnia and Herzegovina

Economics/ Major: Macroeconomics Final thesis: “Globalization and public sector”