Enkeleida Avdullaj

Reporting Line: Chief Risk Officer Responsibilities - Establish and implement Operational Risk Management framework; - Establish and implement Outsourcing Risk Management framework; - Establish and implement Information Security Risk Management framework.

Reporting Line: Chief Risk Officer Responsibilities - Implement Operational Risk standards and Permanent Controls framework; - Perform ad hoc risk reviews and special investigations; - Manage Information Security risk; - Review product/process/activity/system from the operational risk point of view; - Reporting for internal purposes and regulatory supervisor; - Organizes periodic risk awareness training.

Reporting Line: Head of Internal Audit Department Responsibilities - Plan and implementation of the annual audit plan; - Establishing and maintaining a unified audit methodology; - Staff evaluating the training; - Perform audit fieldwork & review the work of other audit team members; - Report and communicate with the external auditors, inspection team, Audit Committee members &Group Audit.

Reporting Line: Head of Risk Management and Permanent Control Division Responsibilities - Implement local and group framework of Permanent Controls; - Perform ad hoc risk reviews and special investigations; - Implement local and Group Operational Risk standards; - Perform the required reporting; - Review new ∕updated operational procedures from the operational risk point of view; - Organizes periodic risk awareness training.

Reporting Line: CFO Responsibilities - Ensure that the bank complies with statutory requirements and accounting standards; - Ensure that accounts are effectively managed; - Advise changes to improve systems and financial performance; - Perform budget and cost controls; - Develop systems and procedures to ensure the efficient and effective risk management.

Reporting Line: Head of Internal Audit Responsibilities - Periodic and ad hoc audits on all the units/dep. of the bank: Bank’s Business Unit (Corporate, SME, Retail, Treasury), Risk Management, Finance, Operations, HR and Compliance Department; - Advise on new or updated procedures on different products or processes; - Assist External Auditors and Central Bank of Albania inspectors.

Reporting Line: Head of Internal Audit Responsibilities - Periodic and ad hoc audits on all the bank activity conducted in: Credit, Finance, Treasury, Risk Management, Operations, HR, Network, Legal & Anti-Money Laundering Department; - Analysis of the processes of internal control system; - Assist External Auditors and Central Bank of Albania inspectors.

Reporting Line: Branch Manager Responsibilities - Establishing and maintaining client relationships, inputting in the system all contracts and transactions (except those in cash); - Actioning of all national and international money transfers; (including the use of SWIFT and other related software); - Assessment and processing of loan documentations.

Major Banking and Finance (GPA 3.36)