GREGORY MARNEFFE SAHAKIAN

- Monitoring of the Credit Portfolio of the Bank. - Calculation of the risk weighted assets and the capital requirement. - Calculation of the asset impairment according to the expected loss. - Corrective actions, in collaboration with the Product Managers.

- Monthly reporting and reconciliation between the Spanish Chart of Accounts and the local ones. - Monthly budget elaboration and follow-up. - Gap analysis and corrective actions. - Treasury management and bank reconciliations. - Cash-flow follow-up, with the clients and suppliers. - Support to the Legal Department. - Participation in the writing of the Audit Report.

- Bookkeeping of the Moroccan subsidiary of the Company, in US-Gaap, including all the balance sheet and profit and loss accounts. - Reconciliation between the “management” accountancy (US-Gaap) and the “statutory” one (Moroccan-Gaap) for balance sheet accounts. - Audit and improvement of the processes of the Company.

- Support to the analysts of the Iberian Equity Research department in the valuation of assets. - Monitoring of the Spanish equity market. - Writing of analysis reports. - Participation in company presentations with institutional investors.

- Analysis of the impact of any new law on accounting processes and systems. - Writing of the processes about accounting controls, financial reporting, information management and management control. - Making of reports (statutory reporting) related to the balance sheet. - Participation in the writing of the annual audit report and the long form audit report.

ASIGNATURAS : MERCADOS DE CAPITALES, DE RENTA VARIABLE Y DE DERIVADOS, SISTEMAS DE LIQUIDACION, ANALISIS BURSATIL, INVERSION COLECTIVA, GESTION DEL RIESGO, CORPORATE FINANCE, FISCALIDAD.

ASIGNATURAS : MERCADOS MONETARIOS Y FINANCIEROS, TITULOS Y PRODUCTOS DERIVADOS, CONTABILIDAD, FISCALIDAD, INGLES BANCARIO.

PROYECTO : LAS CONSECUENCIAS DEL EURO SOBRE LAS ESTRATEGIAS BANCARIAS. NOTABLE.