Madelene Lara

• Portfolio analysis and management • Planning, monitoring, reporting and implementing KPI´s for Underwriters globally • Implementation of Pricing tool for underwriters • ERC calculation and NLR reconciliation by product

• Development, implementation, monitoring of accident, credit life and group life products and Business Plan modeling, • Creation of reports and KPI´s to identify risks and opportunities by LOB • Underwriter of Credit Life, Group Life and Personal Accidents • Planning and creation of financial statements by product STAT & GAAP • Team leader of Credit Life, Life and Personal Accidents (2 Jr Actuaries) • Boost on sales for 15M by creating a dental accident product

Responsible of building embedded value pricing models in stat basis and gaap basis, ROI, IRR, and further the analysis of experience for the supplementary health product, such as: Accidents, Hospital, Worksite short term disability o Critical Illness (attained age and issued age) and Whole Life

I was underwriting team leader of new business and renewals for the Credit Life portfolio, I was the responsible of personal accident product for direct marketing business, I developed Technical Notes and I was in charge of maintenance, adjustments and development of pricing tools for Personal Accidents products. I was developing, innovating and implementing new products for massive market.

I was responsible of creation of new products for increase the offer value and earnings of the business such as: Surgeries indemnity, Life events, and Dental accidents. Accomplishment of solvency II changes, for the products of the company. I was team member of new business embedded value project of Group Life, Health, as a global project for Latin America

Development and follow up of P&L US-GAAP for Group Life, Credit Life and Health by policies. I was responsible of analysis and develop of monthly metrics for Group Life, Health e Individuals products. Leader of monthly re-projection.

I was responsible of valuation of Private group life portfolio, and Delivery of reports to Mexican Association of Insurance Institution (acronym in Spanish AMIS) of Health portfolio, also delivery of audit requirements of Life Group portfolio.

Business Pressure Cooker Program, solving live cases, solving different problems from real companies, such as: Port of Rotterdam, Stratt+, Fanestal, among others.

Marketing Business

International Finances

Finance