Maria Fernandez

Bis 2015, Global Trade, HypoVereinsbank - UniCredit Bank AG
Nürnberg, Deutschland

Fähigkeiten und Kenntnisse

communication
persuasive
able to work independently
international experience

Werdegang

Berufserfahrung von Maria Fernandez

  • 6 Monate, Juli 2015 - Dez. 2015

    Global Trade

    HypoVereinsbank - UniCredit Bank AG

    -Issuance and administration of Guarantees, working with Sales and banks worldwide. -Convinced my superiors to develop a solution to decrease the time and complexity of finding physical files. Specially challenging was convincing the team of this change. This solution reduced the searching time in 12 hours per month. -In this temporary job I proved my capacity to learn fast and work in a new field, adapting quickly to the team and delivering results in the short run. I also improved my level of German.

  • 2 Jahre und 9 Monate, Okt. 2007 - Juni 2010

    Business Development Manager

    Vitamina Work Life S.A.

    • Led the firm’s expansion phase by developing and implementing its growth strategy, managing an important part of the investment funds of the company and resulting in the sustainable increase of operative employer-sponsored day cares facilities in Santiago from 7 to 52 within three years. • Tasks included project evaluation (financial and no-financial), negotiations, project management, financial reports to board of directors, leading a multidisciplinary team.

  • 8 Monate, Feb. 2007 - Sep. 2007

    Senior Relationship Manager

    SCOTIABANK CHILE

    • In charge of the commercial relationship with clients- Metallurgical Sector. • Improved the profitability of the portfolio by 16% through strategically targeting higher return clients and industries and strengthening the relationship with clients. • Contributed actively to the multifunctional team in charge of due diligence for the acquisition of Bank of America assets in Chile; served as the sole contributing team member from the department.

  • 1 Jahr und 8 Monate, Juli 2005 - Feb. 2007

    Relationship Manager- Analyst

    The Bank of Tokyo-Mitsubishi UFJ, Ltd.

    -Managed commercial relationships with clients, having access to qualified information of the companies of my portfolio. Participated in several investors events. -Responsible for the financial analysis of leading companies, including financial situation, forecast, competitive analysis, property structure, and corporate rating follow-up. Reported to New York and Tokyo Quarters, under strict standards of quality and confidentiality. -Structured debt deals including syndicated loans for up to $50M.

  • 3 Monate, März 2005 - Mai 2005

    Summer Intern

    Terex Cranes Germany GmbH

    -Improved the quality and accessibility of the Commercial and Contract Department’s information by developing and implementing a data-management system. -Supported the Controlling Department with the preparation of presentations for senior management.

Ausbildung von Maria Fernandez

  • 1 Jahr, März 2004 - Feb. 2005

    Business Administration

    Universidad Adolfo Ibáñez

  • 5 Monate, Aug. 2003 - Dez. 2003

    International business

    European Business School London

  • 5 Jahre, März 2000 - Feb. 2005

    Business Administration

    Universidad Adolfo Ibáñez

    Finance, Marketing & Sales, Human Resources.

Sprachen

  • Englisch

    Fließend

  • Spanisch

    Muttersprache

  • Deutsch

    Gut

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