Dr. Markus Gremmel

ist offen f├╝r Projekte. ­čöÄ

Bis 2000, Business Administration, Vienna University of Economics and Business Administration,

Wien, Austria

About me

Senior leader with 20+ years of extensive management experience: from co-CEO in a Fintech, to marketing (CMO) in Retail banking, to CFO in a Scale-up, to consulting and business development in McKinsey; (+) Broad industry expertise: from banking/Fintech, to real estate, to telco, to B2B-software; (+) More than 10 years of experience in Banking and Fintech: held wide variety of management roles in the financial industry and Fit&Proper approved by the Austrian FMA; (+) Deep expertise in due diligences, M&As and integrations from working on 10+ M&A projects (buy- and sell-side); (+) Experienced (Supervisory) Board Member from 5+ Board Memberships; (+) Strong networker and business developer with proven track record; (+) Excellent thought leader and strategic thinker from work on 30+ international projects at McKinsey.


Retail Banking
Corporate strategy
Credit Cards
Cash management
M&A experience
Network in Vienna
Pricing strategy
Consumer credit
Product Management
Debit Cards
Performance Marketing
Affiliate Marketing
Business Development
Banking & Finance
Corporate Finance
Interim Management
Problem solving skills
Business acumen
Stress resilience


Professional experience for Markus Gremmel

  • Current 2 years and 4 months, since Jan 2022

    Advisor | Shareholder


    educom is a virtual mobile network operator (MVNO) for the educational segment with a strong base on university campuses, schools and technical colleges. Markus helped to carve-out the mobile phone business into a separate entity, managed the capital raising, negotiated and closed first B2B-partnerships, and supported daily operations. Markus also facilitated the cooperation with ISIC. VIVA LA EDUCACION!

  • Current 3 years and 7 months, since Oct 2020

    Gesellschafter & Beirat

    Finmatics GmbH

    Entwicklung und Vertrieb von Software f├╝r die digitale Belegverarbeitung mit K├╝nstlicher Intelligenz (AI)

  • Current 3 years and 7 months, since Oct 2020

    Gesch├Ąftsf├╝hrender Gesellschafter

    Greimmo GmbH

    Beteiligungsgesellschaft f├╝r Investments in Start-ups und Wohnimmobilien

  • Current 3 years and 7 months, since Oct 2020

    Gesch├Ąftsf├╝hrender Gesellschafter

    GRECE GmbH

    Beratungs- und Investmentgesellschaft mit Fokus auf Digitalisierung, Vertrieb, Marketing, Entwicklung von Gesch├Ąftsmodellen und Finanzdienstleistungen

  • 5 years and 7 months, Sep 2014 - Mar 2020

    Chief Marketing Officer (CMO) / Division Head Marketing & Products

    BAWAG P.S.K.

    Managing the entire marketing mix for BAWAG P.S.K. AG, including brand development, advertising / marketing communication, CRM and direct marketing, product development and pricing. Partnerships: developing and managing key relationships with product and distribution partners

  • 7 years and 10 months, Jun 2012 - Mar 2020

    Supervisory Board Member

    PSA - Payment Services Austria

    Non-executive board member of the leading Austrian ATM-operator with c. 8.000 installed ATMs, 9m issued debit cards and c. ÔéČ35m in revenues.

  • 4 years and 1 month, Dec 2013 - Dec 2017

    Board Member (Vorstand)

    BAWAG PSK Wohnbaubank AG

    Member of the Management Board of a niche bank in the field of debt capital markets with total assets of c. EUR 1.5 billions and focusing on issuance of bonds to fund real estate development for housing. Fit&proper approved by the Austrian Banking Regulator (FMA).

  • 2 years and 7 months, Apr 2012 - Oct 2014

    Member of the Supervisory Board

    GSA - Geldservice Austria GmbH

    Supervisory board member of the leading Austrian cash logistics and handling company with more than EUR 50m in revenues. GSA is majority-owned by the Austrian National Bank (OeNB).

  • 1 year and 5 months, Apr 2013 - Aug 2014

    Division Head, Retail Planning & Project Portfolio Management


    Managing the planning, reporting and support division for the Retail business unit, including the management of the portfolio of strategic change projects: e.g., organizational simplification, process optimization, cost reduction, negotiation of major cooperation agreements

  • 9 months, Jan 2013 - Sep 2013

    Chairman of the Supervisory Board

    Oesterreichische Verkehrskreditbank

    Chairman of the supervisory board of a niche bank in the field of cargo clearing with c. ÔéČ150m in assets and c. ÔéČ5m in revenues.

  • 1 year and 6 months, Apr 2012 - Sep 2013

    Supervisory Board Member

    PayLife Bank GmbH

    Non-executive board member of Austrian credit card issuer and acquirer with c. 1m issued credit cards, c. 60.000 POS-terminals and c. ÔéČ70m in revenues.

  • 1 year, Apr 2012 - Mar 2013

    Mangaging Director, Payments & Cash Management Division


    Managing the payments and cash management division of the BAWAG PSK AG with c. EUR 50m in revenues and c. 260 employees

  • 3 years and 7 months, Oct 2008 - Apr 2012

    Vice President, Strategy and Business Development


    Managing corporate strategy team, defining and executing on strategic project portfolio, leading M&A projects

  • 5 years and 7 months, Mar 2003 - Sep 2008

    Junior Partner (Associate Principal)


    Management of several project teams in parallel while also engaging in client development

  • 1 year and 6 months, Sep 2001 - Feb 2003


    Seal Jet Argentina S.A.

    Participating in the day-to-day management and representing the 50% joint-venture partner Economos Austria in the board of directors and shareholder meetings.

  • 1 year and 4 months, Jun 2000 - Sep 2001

    Assistant to CEO

    Economos GmbH

    Supporting the management board in executing core business development projects, such as negotiating and building a joint venture in Argentina

Educational background for Markus Gremmel

  • 1 month, Apr 2019 - Apr 2019

    Executive Education, Driving Digital Strategy

    Harvard Business School (HBS)

  • 1998 - 1998


    Universidad de Buenos Aires

  • 7 months, Jun 1997 - Dec 1997

    Finance and capital markets

    Universidad de Belgrano

  • 5 years and 10 months, Sep 1994 - Jun 2000

    Business Administration

    Vienna University of Economics and Business Administration,

    Management control, Finance, Business computer science


  • German

    First language

  • English


  • Spanish


  • Portuguese


  • Italian



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