Omar Hammad

Angestellt, Credit Analyst ( Assistant Manager ), GCFS ( Global Corp For Financial Services)
Wien, Austria

Skills

Credit Risk
Credit analysis
Microsoft Excel
Microsoft Word
spreading
Financial Analysis
Financial Statement Analysis

Timeline

Professional experience for Omar Hammad

  • Current 3 years and 5 months, since Mar 2023

    Credit Analyst ( Assistant Manager )

    GCFS ( Global Corp For Financial Services)

    - Analyse the company’s financial statement to assess their financial position. Calculate and interpret key financial ratios such as liquidity ratios , solvency ratios & profitability ratios. - Provide a recommendation on the creditworthiness of the client, including the proposed credit limit , terms and conditions. - Resent the Credit Approval Memorandum (CAM) to the committee, and be prepared to defend or elaborate the mentioned analysis and recommendations.

  • 2 years and 8 months, Aug 2020 - Mar 2023

    Relationship Manager

    CORPLEASE

    Managing an existing portfolio for large corporate with an amount of EGP350MM. Generating new business to the company ( Leasing & Factoring )

Educational background for Omar Hammad

  • 10 months, Sep 2017 - Jun 2018

    Credit Course

    Egyptian banking institute

    Learning the basics concepts of credit analysis The course includes - Accounting - Economics - Facility Structure - trade finance - Financial statement analysis - cash flow & projections

  • 5 years and 2 months, Aug 2008 - Sep 2013

    Faculty of commerce

    Suez Canal University

Languages

  • Arabic

    C2 (Expert / native speaker)

  • English

    C1 (Fluent)

  • German

    A1-A2 (Basic)

  • Spanish

    A1-A2 (Basic)

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