Mag. Reginaldo Junior

• Supported the implementation of BB AG controlling department to perform its role as Headquarter of Banco do Brasil European operation. • Development and Implementation of the Budgeting and Forecast Model for the Bank structure in Continental Europe, comprising Capex, Opex, Marketing Expenses and Commercial targets

• Prospected legal requirements for European branch unities to consolidate their assets with the Austrian headquarter, as well as operational steps to integrate business (human resources, middle office, accounting and risk management). • Prepared documentation for application with the Austrian Financial Market Supervisor (FMA) for opening new branches at the other European Member States (local Legal Consultants interface).

• Successfully guided the adjustment of back office core systems • Collaborated with consulting team (PwC) in mapping and documenting 50 product processes from Treasury, Trade Finance, Loans, Settlements and Customer Relationship departments. • Negotiated processes cut-off points to delineate new added-value-propositions ownership (Target Operating Model); and drafted Services Level Agreements (SLA) and Levels of Authority (LA) to be established between Servicing Center and Business Units.

• Coordinate special projects mandated by the Management Committee with the objective of reducing costs and enhancing controls. • Lead external consultants team in Operational Risks reduction project to comply with Financial Services Agency (FSA Japan) improvement order. • Revised procedures and introduced new checklists for Consumer Credit Business to ensure compliance with new Japanese loans regulations.

• Prepared Business Plans, Trade Marketing Strategy and Agenda for product portfolios of brands like Knorr and Arisco; • Conducted feasibility studies for Brazil and Mexico markets for new products; Developed business plans for launching Slim Fast brand in Brazil - US$ 8 million turn over for Year 1; • Responsible for a team of 39 Merchandisers for the Sao Paulo 2 Area.

• Full scholarship sponsored by the Inter-American Bank for Development (IDB) • Relevant coursework: International Finance, Financial Programming, Macro & Micro-economics • Applied Econometrics Teacher’s Assistant.

• Relevant coursework: Strategic Planning, Market Research, Entrepreneurship & Product Development; • Research assistant at the National Council for Scientific & Technological Development (CNPq).