Thu Ha Nguyen

- Manage a portfolio of large corporates (e.g. Carrefour, Casino Group, Auchan, LVMH, Kering, Sanofi, etc.) incl. making credit applications with financial analysis, risk assessment, risk rating, and managing credit exposures in order to fit the exposure in ING’s risk appetite - Coordinate different departments in order to conclude a deal, e.g. account managers, execution team, legal & risk departments - Review loan agreements together with execution and legal teams

- Analytical – evaluated and analyzed transactions’ structure and risk, annual review for permanent credit lines in Trade Commodity Finance in Asia, LatAm, Europe and Structured Export Finance (SEF) incl. writing risk advice, monitored the portfolio developments. - Gained account management experience in writing credit applications for European Metal Recycling at TCF Rotterdam (2-month assignment).

- Conducting risk control self-assessments, providing risk advice to mitigate risks and monitoring mitigation measures, preparing op. risk reports and monitoring key risk indicators - Process improvement – developed and implemented a risk and control framework for ING Bank's Financial Markets back-office - Organized internal trainings and presentations for team members on financial market products

- Gained experience and knowledge in banking and project management during two six-months assignments in Commercial Banking (Structured Finance & Structured Leasing) and in the PMO of a finance transformation program in ING Bank's Operations & IT unit

- Managed and developed a portfolio of FMGC companies (e.g. Friesland Campina, Colgate Palmolive, Pepsi, Fosters, New Toyo) - Mentored and trained junior client service executives and strongly contributed to their quick integration

International Financial Management

Banking and Finance