Usman Mirza

• Execute and Release of all transactions in the organization related to Cash, Open Credit, Letter of Credit, Cash Against Documents, Bank Guarantees and Cash Advances. • Ensuring and verifying proper credit procedure before giving approval for shipment and bringing deviation to the notice of Credit and Finance Manager for approvals with analysis. • Maintain deviation log and suggest solutions to mitigate exceptional approvals impacting receivables and credit exposure.

Credit Control and Collection activities for Key Account Customers assigned to the individual Accounts Receivable portfolio with a customer facing approach and commitment to collection effectiveness and customer service.

Evaluate and verify Credit applications in Business Banking, SME within delegated authority defined from time to time, or recommend and forward to higher approval authority where appropriate. Complete loan applications, including previous loans and credit facilities already in use credit analyses and summaries of loan request and evaluating his DBR/DSR (Debt Burden Ratio), and submit to loan committees for approval.

Weekly collection of pre event final payments prior to client event coming onsite.  Weekly credit control of outstanding event deposits and post event service invoices on the Debtor’s ledger.  Overseeing the invoice and payment processing by the Finance department and ensuring the general ledger is kept up to date and that all outstanding debtors are collectible.

Managment, Marketing and Finance

Accounting, Finance and Business laws