Almas Кarshalov

- Financial Modeling in various indutries (Oil & Gas, Power Industry, Mining Industry, IT, Telecom, Banking, Commercial Real Estate, Chemical Industry, Pharmaceutical Industry, Agriculture & Agribusiness, FMCG, etc.) - Income approach - DCF, Cost approach - NAV (Net Asset Value), Comparative approach (Trading & Transaction Multiples) - PPA (Purchase Price Allocation) Reports creation from scratch - Impairment Tests for PPE/Fixed Assets Valuation - Intangible Assets Valuation (Trademarks, Client Bases, etc.)

- Strategic projects in the field of International & Corporate Banking - Business Intelligence & Business Analytics (Power BI, Cognos). Databases Management & Data visualization - Working with all International & Corporate Banking and Credit departments inside ODDO BHF - Implementation of activities as part of the customer acceptance process with a focus on banks/financial service/debt & credit providers with an international orientation

- Capital market research, company and industry analyses using Capital IQ & Bloomberg - Analyzed business plans and created financial models and internal & external presentations using Microsoft Office & Excel VBA - Business plans creation using PowerPoint

- Covered Portfolio analysis & investing in asset management funds & all asset classes, listed securities, listed derivatives & OTC derivatives for 3rd party clients - Checked & implemented stress tests & financial ratios calculation in compliance with EU Solvency regulation - Analyzed & developed Solvency calculation system in SQL which was previously based on VBA

- Managed Risk reports (Liquidity Risk, AIFMD, Market Risk, Value at Risk) for Allianz Global Investors - Risk numbers quality assurance & Derivative financial instruments calculation - Optimized existing risk valuation tools & processes in SQL & VBA

- Accomplished 5 on-site audit projects of Kazakhstan’s major companies - Financial due diligence in compliance with international accounting standards (IFRS) - Delivered feedback on discrepancies to clients based on audit analysis & valuation procedures - Promotion to “Audit Consultant” position in September 2018 with the trainee program provided. Had to decline the job offer because my Master program at Goethe University started at that time.

- Completed credit analysis of 2 companies - Administered market research and credit management - Analyzed financial data & all related financial documents