Anna Bezshkura

• Analyzed credit decision performance metrics, including time-to-decision, queue efficiency, and escalation patterns to identify process improvement opportunities • Evaluated credit decision workflows against internal business rules and risk policies, identifying inconsistencies and supporting optimization initiatives • Conducted data validation and quality checks across internal systems to ensure reliability of decision-support metrics and reporting outputs • Produced analytical reports on underwriting pe

• Conducted financial and credit risk analysis to evaluate the viability and risk profile of commercial and residential real estate investment opportunities • Performed underwriting assessments through review of financial statements, loan documentation, appraisal reports, and market data • Built and analyzed pro forma financial models to forecast performance and assess project feasibility under varying economic scenarios • Delivered investment recommendations and risk insights to support informed stakeholde

• Collected, organized, and analyzed large-scale economic and socio-political datasets to support academic research and data-driven insights • Evaluated over 3,000 articles to identify relevant patterns, trends, and analytical findings for research projects • Developed structured learning and analytical materials for 10 courses, strengthening data organization and presentation practices • Applied quantitative analysis and data interpretation to assess complex information and support evidence-based conclusio

• Developed automated financial reporting dashboards in Power BI to monitor cash flow and profitability across 7 business divisions • Streamlined reporting processes, reducing report generation time by 30% and improving reporting accuracy • Analyzed financial and operational performance data to identify trends and support business decision-making • Consolidated and visualized financial data using Power BI and Excel to improve reporting transparency for stakeholders • Assessed workflow processes and delivere

• Managed cash allocation and reconciliation processes for 80+ customer accounts using SAP, ensuring data accuracy and operational efficiency • Automated financial reporting and reconciliation workflows in Excel to improve reporting consistency and reduce manual processing • Analyzed account discrepancies and payment trends to support resolution and improve financial controls • Collaborated with banking institutions and internal stakeholders to resolve transactional issues and maintain process continuity •

Individual Project Feb 2020 – Sep 2020 • Impact of the ratcheting effect and cost of information processing on the CEO’s compensation remuneration of top managers based on 3,800 companies for the years 1992-2019 using STATA (statistical software). Group Projects Jan 2019 – Jan 2020 • Empirical fina