Anurag Kumar

• Led enterprise-wide fraud platform modernization initiatives aligning architecture, risk, product and business stakeholders across tier-1 global banking and payment institutions, improving detection accuracy by 40%. • Defined the Platform Strategy for IBM Safer Payments POCs, acting as the primary liaison between technical engineering and business stakeholders to ensure Commercial Outcomes. • Governed high-stakes Transformation Programs, modernizing legacy fraud controls into real-time environments.

• Identified Product Value Gaps and delivered €1.25M in annual cost savings by architecting a proprietary in-house ISO8583 transaction simulator. • Managed the Product Roadmap for legacy infrastructure modernization, increasing transaction processing performance by 70% and reducing operational overhead by 35%. • Orchestrated Stakeholder Management across cross-functional global teams (15+ members) to accelerate time-to-market for new payment products by 30%.

• Led Enterprise Transformation Programs for major European banks and PSP’s (Barclays, ACI, Fiserv), reducing delivery lifecycles by 40% through agile process optimization. • Governed Distributed Delivery Teams, aligning technical execution with Enterprise Architecture standards to ensure 99.9% system uptime for Base24-eps environments. • Directed the Customer Journey strategy for 25+ international payment programs, ensuring high-availability acquiring flows and production stability.

• Owned the Platform Strategy for the Western Union portfolio, driving €5M in revenue growth across the Middle East through targeted service launches. • Pioneered the Product Roadmap for India’s first IVR-based 3D Secure capability; achieved full rollout in 30 days, beating a 3-month regulatory mandate and saving $1M+ annually. • Facilitated Senior Stakeholder Engagement with 15+ financial institutions (RAKBANK, Emirates NBD) to integrate secure cross-border payment protocols.

• Implemented online payment gateways for Tier-1 Indian banks, ensuring strict adherence to PCI-PA DSS standards. • Fortified digital banking platform stability, reducing post-implementation incidents by 25%.

• Translated client needs into precise implementation and operational requisites, achieving a 20% improvement in project success rate. • Managed 15+ digital transformation projects, improving completion rates by 25% ahead of schedule. • Streamlined cross-functional workflows and delivery coordination, driving a 20% improvement in project success rates.