Aung Ko Ko Zin

National Digital Infrastructure: Contributed to the end-to-end integration and technical deployment of the MMQR (Myanmar National QR code) standard onto the Oracle Banking Digital Experience (OBDX) platform, driving the project to a successful Go-Live in February 2026. Strategic Optimization: Audited mobile wallet functionalities for a large-scale retail user base and designed activation frameworks to enhance user retention by proposing core upgrades like MPU Cash-In. Vendor Ecosystem Management: Collaborat

Cost Optimization: Conducted data analysis on the bank’s legacy JCB Debit Card portfolio (xx,xxx) issued cards), discovering that a significant percentage of the portfolio was inactive yet incurring annual fees. Financial Impact: Formulated and presented a strategic card-closure proposal to the Head of Department, successfully eliminating leaking costs and saving $xx,xxx+ annually.

Business Turnaround: Pioneered and launched a new direct-to-consumer Used Car and Agricultural Machinery (Tractors/Harvesters) financing scheme in March 2022, effectively reviving a stalled business unit. Portfolio Quality (0% NPL): Successfully approved and disbursed over 100+ strategic regional loans while maintaining a strict 0% Non-Performing Loan (NPL) rate during a high-risk period. Risk Mitigation & Revenue Generation: Devised an innovative risk-control policy linking vehicle insurance renewals to ba

Product Structuring: Customized and adjusted asset-backed financing schemes for diverse industrial segments, including heavy machinery, power generators, agricultural machinery, and commercial buses. Process Optimization: Reviewed and redesigned the end-to-end lease application workflow to enhance operational efficiency and reduce dealer turnaround time. Executive Reporting: Maintained a direct line of reporting to the Chief Financial Officer (CFO), coordinating across multiple heavy-machinery Business Unit

Market Research & Intelligence: Conducted qualitative and quantitative desk research, in-depth interviews (IDIs), and Focus Group Discussions (FGDs) to deliver comprehensive reports for multi-national corporate clients. Cross-Industry Expertise: Managed and executed complex consulting projects across diverse sectors including Automotive, Oil & Gas, Telecommunications, Banking, Pharmaceuticals, and Corporate Incorporation services. Stakeholder & Scope Management: Successfully negotiated and adjusted project

The 2 year-course aims to support workforce of Myanmar banking industry with the knowledge of experienced banking professionals ; facilitate an environment where students are able to learn about Banking & Finance subjects as well as to connect a network of banking professionals.

The course provides students a learning experience of basic economics theories, financial theories, risk management, and sharing knowledge from the international lecturers.

The program provides students the foundation of the business management, accounting, finance, statistic, economics through 15 courseworks in 1.5 years.