Carmelo Sellia

Performed advanced data analysis in order to ensure data accuracy and reliability, directly supporting strategic business decisions. Examined customer behavior, with a major focus on consumer lending, and implemented contact targeting strategies, leveraging data-driven insights to develop targeted marketing campaigns and achieve measurable business outcomes Partnered closely with top management and the CEO to transform complex data insights into strategic initiatives, aligning with organizational objectives

Engineered advanced ETL workflows to implement the LGD (Loss Given Default) scoring model, leveraging SAS Data Integration Studio to enhance risk evaluation processes. Designed and optimized ETL processes for the PD (Probability of Default) scoring model, ensuring robust and scalable solutions to support credit risk analysis. Partnered with business stakeholders to identify and analyze requirements, translating complex needs into actionable technical solutions.