Emanuele Marco Liardo

Zurich representative of the International Desk providing Private Clients with total insurance solutions incl. Universal Life, Variable Universal Life and Whole of Life solutions

> ULI responsible for international PB clients with assets booked in Switzerland: Definition and implementation of processes for referral and premium financing / Product expert and sounding board for sales force, credit risk and legal / Training and support of sales force / Point of contact for insurance broker, external lawyers and internal stakeholders) > PPLI market responsible for Iberia and Latin America

- Execution and project lead of M&A transactions covering various geographies from origination to closing - Lead of project teams (up to 100 people), communication with counterparty - Development of business cases and detailed financial valuations - part of decision making and rationale - Internal approvals (executive committees, CEO) - Coordination and performance of in-depth DDs - Manage external advisors - Conduction of on-site negotiations with counterparty up to signing/closing of transactions

- Manager of a team of nine (junior and senior analysts) - Analysis of consolidated financial data submitted by over 400 reporting units worldwide - Detailed internal management analysis with explanation of variances and fluctuations to senior management - External reporting in form of operating financial review included in the annual and quarterly reports

- Responsible for preparation and review of sections of Group’s quarterly reports (such as income statement, balance sheet, cash flows, group reserves, derivatives and segmental financial data) - Implementation of new and revised IFRS standards - Supporting Group Communication and Investor Relations with preparation of press releases and presentations for Group Executives - Meeting tight deadlines for internal and external deliverables - Contact person for external audit

- Procurement of real estates, Financial Advisory and Consultancy - Start-up company using experience from OVB AG and enhanced with procurement of real estate projects - Built up to 7 employees - Decision to leave because wanted to move to an international organization at end of my studies

- Head of 6 headcounts (team built up from scratch) - Branch Manager of Oberwil (BL) branch, Switzerland office - Independent financial advisory and consultancy for private households in respect of investment funds and savings potentials as well as general and life insurance products