Lubova Goldsmite

Bis 2023, Customer Journey Manager/Product Owner, Barclays Consumer Bank Europe
Hamburg, Deutschland

Fähigkeiten und Kenntnisse

Project management
Strategic planning
Debt Collection
Resource Management
Operations Management
product owner
Financial Services
Continuous Improvement
Jira
Tableau
SAP ERP
Oracle E
English Language
MS Office
Innovative Solutions
Critical thinking
Analytical skills
SQL
Credit Risk
Qlikview
Annual financial statement
Business-Cases

Werdegang

Berufserfahrung von Lubova Goldsmite

  • 2 Jahre und 3 Monate, Mai 2021 - Juli 2023

    Customer Journey Manager/Product Owner

    Barclays Consumer Bank Europe

    Developing effective digital journeys solutions to meet simplified & data driven approach: • Product Owner: user stories prep; backlog management; stakeholder engagement. • Thoroughly delivered Business Cases for S - XL size projects • Introduced Pre-Collections strategy that reduced credit risk of aged items • Partnered closely with tech and ops teams to outline proposal on integration Robotic Solutions (RPA) in Fraud department

  • 1 Jahr und 2 Monate, Jan. 2020 - Feb. 2021

    Lead Collections Processes

    Monedo Holding GmbH

    Complex, multifunctional role in a Start-up environment • Led agile development of the Collections Data Warehouse while managing a diverse team of BI, SRE and credit risk. • Coordinated implementation of new Forbearance Tools that improved customer experience and resulted in 12% higher cash collected • Outlined the process flow for Payment Holidays in 4 subsidiaries thus dynamically adjusted to C-19 new "normal" • Owned monthly Global Collections reporting meeting

  • 1 Jahr, Jan. 2019 - Dez. 2019

    Expert Associate Collection QA & Analytics

    Monedo Holding GmbH

    • Owned all Quality Assurance functions and Strategy monitoring for global team (4 subsidiaries) • Supervised transition of Collections to new CRM and signed off more than 80% of all requirements • Optimised performance through the implementation of innovative methodologies that decreased the cost of communication by c.a. 50%

  • 11 Monate, Feb. 2018 - Dez. 2018

    Sr. Associate Collection QA & Analytics

    Monedo Holding GmbH

    • Provided Collections teams in 4 subsidiaries with the methodology documents (NPL Sales, External Collection, Global Collection Strategy) • Developed and integrated bonus calculation procedure for agents delivering a 15% average improvement in both cash collected and contact rate • Introduced a new evaluation QA matrix for call quality check that drove the right contact rate to increase by c.a. 30%

  • 2 Jahre, Jan. 2016 - Dez. 2017

    Collections Senior Specialist

    Allnex

    • Drove a major decrease in past due amount from 11% to 2%. • Fostered collaborative relationships with Sales Managers and promoted a culture of continuous development; improving key accounts’ payment habits. • Performed UAT for SAP integration in the US Collections team.

  • 1 Jahr und 2 Monate, Dez. 2014 - Jan. 2016

    Finance Assistant

    MSC Mediterranean Shipping Company

    • Managed the accounts receivable/payable processes across the teams • Reconciled statement of accounts on a weekly basis and closed books 100% on time • Prepared and validated a portfolio of legal documents for 1000+ customers

Ausbildung von Lubova Goldsmite

  • 1 Jahr und 1 Monat, Feb. 2024 - Feb. 2025

    Intensive German course: A2-B2 (Business German).

    Akademikerbund e.V

  • 2 Jahre und 11 Monate, Sep. 2005 - Juli 2008

    Economics of Business

    University of Latvia

Sprachen

  • Russisch

    Muttersprache

  • Englisch

    Fließend

  • Spanisch

    Fließend

  • Deutsch

    Gut

  • Latvian

    Fließend

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