
Lubova Goldsmite
Fähigkeiten und Kenntnisse
Werdegang
Berufserfahrung von Lubova Goldsmite
- 2 Jahre und 3 Monate, Mai 2021 - Juli 2023Barclays Consumer Bank Europe
Customer Journey Manager/Product Owner
Developing effective digital journeys solutions to meet simplified & data driven approach: • Product Owner: user stories prep; backlog management; stakeholder engagement. • Thoroughly delivered Business Cases for S - XL size projects • Introduced Pre-Collections strategy that reduced credit risk of aged items • Partnered closely with tech and ops teams to outline proposal on integration Robotic Solutions (RPA) in Fraud department
Complex, multifunctional role in a Start-up environment • Led agile development of the Collections Data Warehouse while managing a diverse team of BI, SRE and credit risk. • Coordinated implementation of new Forbearance Tools that improved customer experience and resulted in 12% higher cash collected • Outlined the process flow for Payment Holidays in 4 subsidiaries thus dynamically adjusted to C-19 new "normal" • Owned monthly Global Collections reporting meeting
• Owned all Quality Assurance functions and Strategy monitoring for global team (4 subsidiaries) • Supervised transition of Collections to new CRM and signed off more than 80% of all requirements • Optimised performance through the implementation of innovative methodologies that decreased the cost of communication by c.a. 50%
• Provided Collections teams in 4 subsidiaries with the methodology documents (NPL Sales, External Collection, Global Collection Strategy) • Developed and integrated bonus calculation procedure for agents delivering a 15% average improvement in both cash collected and contact rate • Introduced a new evaluation QA matrix for call quality check that drove the right contact rate to increase by c.a. 30%
• Drove a major decrease in past due amount from 11% to 2%. • Fostered collaborative relationships with Sales Managers and promoted a culture of continuous development; improving key accounts’ payment habits. • Performed UAT for SAP integration in the US Collections team.
• Managed the accounts receivable/payable processes across the teams • Reconciled statement of accounts on a weekly basis and closed books 100% on time • Prepared and validated a portfolio of legal documents for 1000+ customers
Ausbildung von Lubova Goldsmite
- 1 Jahr und 1 Monat, Feb. 2024 - Feb. 2025
Intensive German course: A2-B2 (Business German).
Akademikerbund e.V
- 2 Jahre und 11 Monate, Sep. 2005 - Juli 2008
Economics of Business
University of Latvia
Sprachen
Russisch
Muttersprache
Englisch
Fließend
Spanisch
Fließend
Deutsch
Gut
Latvian
Fließend
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