Nikhita Sunil Panday

Developed and maintained a portfolio in cross-border payment products and International Trade Finance Products with FinTech clients and overseas Banks headquartered in Europe Led strategic dialogue with international banks to negotiate to price, terms and conditions, and services for the completion of international trade transactions Conducted extensive client & market research (used sources such as moody and fitch ratings) to support planning & enhancement of credit exposure taken on each client

Delved in cross-selling of other Retail banking products, Insurance, FD (fixed deposits), CASA (current account and savings account), treasury & export- import products for incremental business expansion Interacted with various foreign offices of SBI for preparation of retail strategic plan by the Foreign Offices which includes increasing the customer base with prominence on the Indian diaspora by showcasing the innovative digital products being offered at SBI

Managed a portfolio of approximately 70 Global Banks headquartered in Europe, UK, and Russia based on the bank´s Exposure model Established cross-selling of other banking products including Trade finance, Interbank (Money Market & long term) lending and borrowings, foreign exchange loan syndications Ensured the realization of regulatory formalities of MRPA (Master Risk Participation agreement) from the business outlook and groundwork of Credit Approval for banks for setting trade and treasury limits