Niraj Jain

Am a versatile professional with over 13 years of expertise in Relationship Management, Credit Underwriting Mortgage Loans, Commercial Auto Dealers and SME across US and Indian geography. I also have experience in Portfolio Management, Financial Statement Analysis, Quality Control Testing, and Service Delivery. I have managed large portfolio of assets in multiple geographies with key focus on customer, cost, organisational growth & team development. Within my present role as Deputy Vice President & Team Leader with HDFC Bank, I manage a portfolio of over Rupees 10 Billion in MSME space and manage a team on 10 Bankers. In my previous roles I have managed team of analysts underwriting US mortgages, Commercial Auto Dealers and SME loans at J P Morgan Chase. Am an MBA (Finance & Banking) from ICFAI Business School Hyderabad and a certified Associate of the Indian Institute of Banking Finance. I also have a certification in Trade Finance. I am now in search of a new position in Europe