Omkar Nayak

Drive multimillion-dollar fintech, enhancing digital innovation. Define product roadmap, prioritizing epics and features. Implement cloud-native architecture and AI for improved scalability. Lead card tokenization Visa, Mastercard, expanding market reach. Launch composable digital banking platform. Design top-tier UI for banks. Establish partnerships for digital lending, open banking. • Launched a high-throughput global SaaS payments platform. • Managed B2B wallets & SaaS payments 80 countries 120 clients.

Spearheaded SaaS product management for loan and card acquisition. Co-led Experian UK's Open Banking initiative for ID verification and digital lending. Led portfolio risk projects using Credit Bureau data. Developed data-driven campaigns to enhance card and loan conversions. Ensured regulatory compliance and managed Agile development. • Launched Experian Credit Reports in India, achieving a 10x subscriber increase. • Automated Click4Credit for luxury automakers, facilitating 150K+ credit checks.

Directed car loans, pre-approved loans, and digital channel product portfolios. Established risk management protocols to minimize credit, market, and operational risks. Ensured strict regulatory compliance across all product offerings and processes. • Developed pre-approved car finance for 5M consumers, achieving a $150M portfolio in 24 months. • Executed campaigns that increased sourcing market share by 10%. • Partnered with top car manufacturers to enhance the OEM portfolio through launch events.