Riccardo Torchio

Responsible for the development of a competitive product offer of current and savings accounts as well as mortgages to drive client acquisition and business growth.

Responsible for the marketing of the mortgages line of products. My duties included product development, qualitative and quantitative analysis of processes, implementation of new solutions for product and brand consolidation within the market, advertising and competitors’ monitoring.

Responsible for the creation of new tariff plans and for the economic assessment of new third generation products. I was responsible for maintaining the company's marketing plan for forecasting revenues and margin. I was responsible for building scenarios and what-if analysis on a monthly basis to keep key business indicators under control. I took part to international working groups for offer and product harmonization within the Hutchison Group.

In charge of the GSM voice traffic analysis. I carried out economical and statistical analysis aimed at a better understanding of customers’ behavior. I gave support to the marketing management for the economic assessment of new offers or marketing campaigns.

Responsible for designing the guidelines for the International Job Rotation Programme, which was offered as growth opportunity to the 5000 employees of the group. Moreover, I was responsible for a survey whose aim was to track the alignment to the corporate culture.