USMAN BIN KHALID

Senior Business Consultant (Business Development, Social Media Expert, Digital Marketing, B2B Services, Content Writing, SEO Expert, Banking, Telecom, Finance, Credit & Risk Specialist, FinTech, Customer Life Cycle MGMT)

Have successfully completed the AUDIT of the whole business base~Responsible for Credit Notes & Write Offs for the whole business base~Responsible for Tax adjustments for the whole business base~Approval, monitoring & evaluation of the Leverage issued to the businesses~Frequent periodic Credit monitoring reporting~Approval & Monitoring of the leverage (Fund & Non-fund Base) assigned to the whole business base~~Initiated cost reduction initiatives

Looking after fixed assets ~Purchased here in Pakistan & all other offices~Designed promotional materials~Supervising procurement ~Dealing with vendors within & outside the country~Prepared standard operating procedures~Strengthened company's business by leading implementation of effective Administration & Procurement measures~Analyzed program data to assist in strategic decision-making~Achieved notable successes in cost control, revenue generation and marketing effectiveness

RF, ERF, LC, LG, fund based & non fund based exposure~ Suggesting strategic investment plans based on fixed income and equity investing report~Researched beneficial investment opportunities & made recommendations to management~Collaborated with legal and accounting counsel to develop marketing strategies for estate and business succession planning insurance~Financial due diligence and created a valuation model to establish enterprise value and purchase price~Sourced qualified investors for hedge fund

Created executive analysis reports highlighting business issues, potential risks and profit opportunities~Approval, monitoring & evaluation of all Credit related issues of the company~Recommended innovative alternatives to generate revenue and reduce unnecessary costs~Streamlined spending analysis to a more accurate, efficient and automated process~Analyzed utilization and capacity against performance goals~Monitored and analyzed Key Performance Indicators (KPI) and financial ratios

Addressed and resolved non-routine, complex and unexpected variances~Guided firm reconciliation, payroll, annual bonus, pension funds, annual reporting, and management of investments~Provided reliable and timely project by project expense, capitalization, amortization and spend data for all departments~Reviewed accountant Æs book entries to ensure accuracy of the G/L~Updated investment records upon funding of investments

Finance, Accounting, Treasury, Taxation, Mathematics, Economics, Treasury