Mile Zivanic

- Credit evaluation of corporate clients, financial, quantitative and qualitative (all type of business: trade, construction, agriculture, production, project financing); - Production of expert opinion; - Introduction of covenants (way of hedging); - Confirmation and monitoring of internal rating; - Regular evaluation and monitoring of existing exposures; - Coordination with Paris based risk department for clients in their limit;

My freelance work includes advising on financial management individuals and smaller companies, drawing up business plans, dealing with credit issues, advising on loans etc...

• Managing all the activities of the market risk. • Reporting to EB, National Bank of Serbia, Audit. • Implementation of Basel II standards. • Stress test development – partial and comprehensive stress testing with moderate and worst case scenario.

• In charge for corporate and SME clients • Evaluation of credit worthiness of clients (credit analyses); realization of decisions made by Bank Credit Committee; preparation of credit and guarantee contracts. • Acquisitions of collaterals; disposition of classification group of clients -internal and Central Bank classification; preparation of monthly reports.