Mohammad Torbati

Data Analysis • Designing and Implementing Data-Mart Solution with SQL • Reason about design choices – Business Analysis • Generating Report (Interaction between SQL, Excel)

• Using various machine learning technics to data analysis and revising rider rates (Shock interest rates, mortality and survival rates and monitoring its effects on the company risk evaluation model) • Participate in launching core insurance software • Member of investment committee (Monitoring solvency restrictions) • Providing analytical reports in finance and insurance to board of directors

• Credit rating risk and valuation models (for both listed and private companies) • Bank’s credit portfolio analysis • Risk components determination based on Basel Accords • Using Value-at-Risk and ES modeling in investment portfolio • Cash flow analysis, cash flow forecasting and its impact on corporate’s performance ( Time series analysis, Sensitivity Tests) • Providing financial reports to the senior executive, board of directors, and the credit department