Fabrizzio Valdivia

• Built a dynamic 5-year financial model enabling scenario simulations and forecasts, linking market assumptions, cost structures, and funding needs with regenerative agriculture objectives. • Translated sustainability and impact goals into executable financial scenarios, supporting strategic decisions on growth, funding mix, and long-term viability for a mission-driven organization. • Conducted stakeholder interviews and impact analysis to shape a clear business model, bridging environmental ambition with

• Developed and refined the end-to-end business model for an industrial coating product, improving scalability, market alignment, and distribution setup to support efficient growth. • Built a dynamic 5-year financial model to assess growth scenarios and capital needs, supporting the client’s ambition to reach €5M in sales by 2030. • Conducted market and competitor analysis to identify high-potential segments and geographies, delivering strategic recommendations on scaling priorities and a sustainability roa

• Led CRM and lead generation processes, combining data, automation, and commercial logic to deliver 100K+ monthly leads through structured segmentation and prioritization • Built and owned core customer analytics assets, including GTB data cubes and executive dashboards, reducing insight turnaround from days to under 48 hours. • Drove customer data governance initiatives, including CRM data migration to a centralized enterprise platform, improving data quality, traceability, and cross-unit visibility. • Re

• Acted as Scrum Master for analytics squads, structuring Agile delivery, prioritizing business demand, and translating ambiguous questions into deployable data products. • Led the analytics and data workstream for the Salesforce Marketing Cloud initiative (CAD 0.8MM), defining data requirements, integration logic, and governance foundations ahead of deployment. • Represented Scotiabank Peru in the Cardif.AI integration (BNP Paribas Cardif), coordinating cross-country stakeholders to onboard an Azure-based

• Owned development and enhancement of SME pricing tools used for loan origination and rate setting. • Built interactive dashboards to monitor pricing, channel performance, and disbursement trends. • Partnered with Finance to forecast revenue and assess pricing impact on P&L metrics. • Led initiatives to reduce pricing leakage and implemented new pricing logic to improve margins. • Recognized for excellence in crisis execution and tool deployment during COVID-19 government loan rollouts.

• Designed tools to trace customer pricing from initial quotes to final loan disbursements, cutting reporting delays. • Enabled mobile rate approval processes that streamlined manager approvals and increased disbursement speed. • Investigated drops in loan revenue and implemented fixes that led to multi-million CAD recoveries. • Supported strategy teams with pricing simulations and competitive analysis for SME products. • Recognized with the WIN Q4 2019 award for exceptional performance in SME Banking.

Co-founder & COO of Findea.pe, a platform that uses the concept of sharing economy to optimize the use of space for all kinds of activities and events. - Finalist Wayra Telefónica Open Future 2015 - Finalist StartUp Peru 4G 2015 - Conversations with investment fund Kickstart Peru (Alta El Dorado)