Danijel Pavlov

• Closing sales opportunities, analyzing client credit risk assessment. • Closing deals for car fleets financing valued over 5 million EUR • Expanded my initial client portfolio by 70% in 9 years. • Exceeded financial targets in the last 5 years and has an interest margin of 14% above average. • Developing in costs reducing in Split branch • Participated in creating new leasing programs and campaigns

Identifying and executing sales opportunities of clients From sales initiative, negotiations with the client, defining and structuring product/service, credit proposal development with complete financial and credit risk analysis, up to contract development, monitoring of transport and delivering of cars up to issuing legal documentation. Preparation of financial documentations depending on specific business and type of financing

Identifying and executing sales opportunities of clients Detailed discussing of clients needs, prepare and present the product offer Managing complete process, from sales initiative, negotiations with the client, defining and structuring product/service, credit proposal, monitoring transport and delivering the cars.

Organization of companies Operation Management Quantitative methodes