Mag. Roland Vincze

Angestellt, Director, Risk Management Retail, Raiffeisen Bank International
Vienna, Österreich

Fähigkeiten und Kenntnisse

Product management
credit risk
risk management
marketing
retail
methdology and validation
Basel 2

Werdegang

Berufserfahrung von Roland Vincze

  • Bis heute 13 Jahre und 10 Monate, seit Sep. 2011

    Director, Risk Management Retail

    Raiffeisen Bank International

    Reporting to the SVP of Retail Risk and liaising with the Board of Directors and directly responsible for overseeing from risk perspective the development of the individual PI retail portfolios of Raiffeisen’s subsidiaries in Albania, Bulgaria and Serbia.

  • 1 Jahr und 11 Monate, Okt. 2009 - Aug. 2011

    Senior Manager, Methodology and Validation

    Raiffeisen Bank International

    - Management of Basel 2 project and its IT solution roll-out in SEE network units - Development coordination of retail economic capital calculation methodology for the RZB Group (Merton, CR+ models in SAS) - Conceptual and periodic validation of models for network banks (account and pool level) - Yearly review of the environment of the implemented models (performance, usage) - Introduction of RAROC measurement for group portfolio steering - Redevelopment of limit setting scorecard used for reg. plann

  • 2 Jahre und 3 Monate, Juli 2007 - Sep. 2009

    Product Manager - Auto finance

    Budapest Car Financing Plc. - GE Money

    - Maintenance of operational process flows (origination, collection, sales) - Set up of on site collection process conducted by the sales team (first late coll. visit) - Pricing of new offers/products (on dealer and campaigns levels) - Cooperation in cross-sell and top-up campaigns - Complete redesign of the MIS reporting system in Business Objects - Regular market and competitor monitoring of Hungarian car sales - Introduce low-side Risk Based Pricing for Walk-in customers

  • 6 Monate, Jan. 2007 - Juni 2007

    Risk Analyst and Manager

    GE Capital Servizi Finanziari S.p.a - Italy

    - Introducing SAS software package and solutions in consumer risk department - Reporting process and MIS re-engineering for retail products - Creation of risk data market in SAS - Alteration and re-programming of aIRB models (PD, LGD, CF), reserving - Studying utilized business model/concept of financial leasing

  • 2 Jahre und 10 Monate, März 2004 - Dez. 2006

    Risk Analyst

    Budapest Development and Credit Bank Plc

    -Continuous monitoring of retail portfolio quality and dealer performance -Ad-hoc analyses of retail portfolios supporting sales department -(Pre-)Evaluation of profitability of new products -Planning of yearly budget of losses (incl. stress testing) -Development of aIRB models (account and pool level models) -Calculation of monthly reserve changes for auto portfolio -Regular dealer visiting - relationship maintenance, VOC surveys -Construction of local retail risk data warehouse

  • 5 Monate, Sep. 2000 - Jan. 2001

    General Maintenance (NY) and Landscaping (GA) co-worker

    Trimscapes Ltd., Marietta, GA, USA

    - Responsible for cleansing, maintenance of private gardens allocated to me

Ausbildung von Roland Vincze

  • 6 Jahre und 10 Monate, Sep. 1999 - Juni 2006

    Investment analysis and risk management

    Budapest University of Economics Sciences and Public Administration

Sprachen

  • Englisch

    Fließend

  • Ungarisch

    Muttersprache

  • Italienisch

    Gut

  • Deutsch

    Gut

XING – Das Jobs-Netzwerk

  • Über eine Million Jobs

    Entdecke mit XING genau den Job, der wirklich zu Dir passt.

  • Persönliche Job-Angebote

    Lass Dich finden von Arbeitgebern und über 20.000 Recruiter·innen.

  • 22 Mio. Mitglieder

    Knüpf neue Kontakte und erhalte Impulse für ein besseres Job-Leben.

  • Kostenlos profitieren

    Schon als Basis-Mitglied kannst Du Deine Job-Suche deutlich optimieren.

21 Mio. XING Mitglieder, von A bis Z