Todor Kazandjiev

Leading client relationship for a number of territories - Russia and CIS countries, Bulgaria, Romania, Georgia, with the mandate to originate complex, tailor-made solutions, advising on new product development and implementation.

International projects: Fadata (BG), Tryg (DK), Pannonia (Hu), Uniqa (BG) New start up projects including development of sales strategies and restructuring.

• Drafting the strategic development plans of the companies; • Ensuring the development of the distribution networks - bancassurance, agency brokers, alternative sales and partnerships with other financial institutions; • Setting development KPI’s of the operation and steering day-to-day development bringing operations to sustainable performance;

Directly reporting to the Chief Executive Officer and responsible for the company’s day-to-day operating activities, including revenue and sales growth; expense, cost and margin control; and monthly, quarterly and annual financial goal management, including the responsibility of develop, manage, and supervise all backoffice departments, ensuring compliance and standards: • Financial dept., IT Dept., • Customer Service and Sales Support Department, • Underwriting and Claims departments

1992 – 1997 University of Veliko Tarnovo St. Kiril and Metodi Obtained qualification: Master of Science in Economics / Finance 1989 – 1992 High Institute of Electronics and Telecommunications, Sofia 1982 – 1986 Technical College – Electronics and Electrotechnics MV Lomonosov