Timo Heering

• Directs the overall performance of Underwriting P&C portfolio. • Leading the pricing, development and agreement of strategies for all retail LoB's/portfolio risks (Motor Own damage (retail and fleets), Motor Third Party Liability, Private Property, Travel, payment protection, corporate property), insurance fraud management, agreeing the associated risk appetite, UW philosophy and pricing strategy, in order to achieve the agreed business strategy and targets with in cooperation with banking and leasing u

• Leading the development and agreement of strategies for personal lines portfolio risks, agreeing the associated risk appetite, UW philosophy and pricing strategy in order to achieve the agreed business strategy and targets. • Managing the performance of personal lines portfolios through compliance controls, accumulation monitoring, cycle management and portfolio forecasting to ensure agreed targets and standards are met.

• Leading the development and agreement of strategies for motor portfolio risks, agreeing the associated risk appetite, UW philosophy and pricing strategy.   • Managing the performance of motor portfolios through compliance controls, accumulation monitoring, cycle management and portfolio forecasting to ensure agreed targets and standards are met. • Supporting Marine Team in assessing high marine risks where necessary.

• Leading the development and agreement of strategies for motor portfolio risks, agreeing the associated risk appetite, UW philosophy and pricing strategy. • Managing the performance of motor portfolios through compliance controls, accumulation monitoring, cycle management and portfolio forecasting to ensure agreed targets and standards are met. • Supporting Marine Team in assessing higher marine risks where necessary.

• Conducting marine insurance department's work, in order to meet business expectations. • Management of the marine insurance team, which included four professionals, including claims handling. • Develop strong relationships with stakeholders including customers, brokers, business partners and colleagues, to maximize influence.  • Finding the best insurance and risk management solutions to marine related industry (Hull&Machinery, Protection&Indemnity, Cargo Insurance (also in compliance with Letter of C

• Safety & Navigational Officer • Officer on Watch (OOW)

• Develop strong relationships with stakeholders including customers, brokers, business partners and colleagues, to maximize influence.  • Finding the best insurance and risk management solutions to marine related industry (Hull&Machinery, Protection&Indemnity, Cargo Insurance (also in compliance with Letter of Credit requirements) , Freight Forwarders Liability, CMR, Fine Arts).

Driving Disruptive Business Model Transformation for participants with management experience. Course was tailored for participants with management experience that are involved in Innovation or Transformation Projects, Business Model Analytics, Strategic Business Model Forensics, Business Model Inno